Taxi insurance for public and private hire drivers

Hackney carriage, private hire and PCO cover arranged by real people

As a commercial brokerage we arrange taxi insurance directly with specialist UK insurers, including cover that comparison sites rarely quote for. Tell us your vehicle, licence and claims history and we come back with a tailored price — with our price match promise behind it.

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What the cover includes

Public hire and private hire use
Passenger liability and public liability
Third party, third party fire and theft, or comprehensive
Cover options for new and returning drivers
No claims bonus and named driver options
Monthly payment options where available

Who it's for

Hackney carriage and black cab drivers
Private hire and PCO licensed drivers
Drivers working with app-based platforms
Owner drivers and small taxi firms with two or more vehicles

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Taxi insurance questions we're asked

How much is taxi insurance in the UK?: Premiums depend on your licensing authority, vehicle, age, driving and claims history and how many hours you work. Because prices vary so much between insurers, we quote your details across our panel rather than giving a headline figure.
What is the difference between public hire and private hire insurance?: Public hire covers vehicles that can be hailed in the street or picked up at a rank. Private hire covers pre-booked journeys only. Using the wrong policy can invalidate a claim, so we confirm your licence type before quoting.
Can I get taxi insurance as a new driver?: Yes. Several insurers on our panel accept newly licensed drivers, though the price is usually higher in the first year. Building a no claims record normally reduces it at renewal.