Food delivery insurance

Cover for drivers and riders on delivery platforms

Delivering food for payment is hire and reward use, which standard policies exclude. We arrange cover for car drivers, scooter riders and restaurants running their own delivery vehicles.

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What the cover includes

Hire and reward for food delivery
Car, scooter and moped options
Social and commuting use alongside delivery work
Public liability options
Cover while logged off between shifts
Multi-vehicle options for restaurants

Who it's for

Drivers and riders on food delivery apps
Takeaways and restaurants delivering their own orders
Scooter and moped riders
Drivers doing delivery work alongside another job

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Food delivery insurance questions we're asked

Can I deliver food on my normal car insurance?: No. Standard policies exclude hire and reward, so you need a food delivery or courier policy before taking paid orders.
Am I covered between deliveries?: Most food delivery policies cover you while logged on and waiting, but the wording varies. We confirm it on the quotes we present.