Trade fleet and commercial fleet insurance

Two vehicles or two hundred, on one policy

Fleet insurance puts every vehicle on a single policy with one renewal date and one point of contact. We arrange mixed fleets of cars, vans, HGVs and specialist vehicles, with any-driver options where you need flexibility.

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What the cover includes

Cars, vans, HGVs and specialist vehicles on one schedule
Any-driver and named-driver arrangements
Carriage of own goods and hire and reward classes
Goods in transit and public liability alongside motor
Vehicles added and removed mid-term
Claims handling and risk management support

Who it's for

Businesses running two or more vehicles
Mixed fleets of cars, vans and heavier vehicles
Trade fleets with drivers changing vehicles day to day
Companies wanting one renewal date instead of many

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Fleet insurance questions we're asked

How many vehicles do I need for a fleet policy?: Most fleet insurers start at two vehicles, though the widest choice and the better rates usually open up from around five.
Can I add and remove vehicles during the year?: Yes. Fleet policies are designed for that, with the premium adjusted at renewal or by mid-term adjustment depending on the insurer.
Does a fleet policy cover any driver?: It can. Any-driver cover, often with a minimum age and licence condition, is common on trade fleets where drivers swap vehicles.