Motor trade insurance

Road risk and combined cover for the trade

If you buy, sell, repair, valet or move customer vehicles, you need motor trade cover. We arrange road risk only policies for part-time traders and combined policies for premises, stock and liabilities.

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What the cover includes

Road risk only for driving trade vehicles
Combined cover including premises and stock
Customer vehicles in your custody
Employers liability and public liability
Tools, equipment and business contents
Demonstration and delivery use

Who it's for

Garages, body shops and mechanics
Car dealers and part-time traders
Valeters, detailers and mobile mechanics
Vehicle delivery and recovery operators

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Choose the insurance sector you need and leave your name and number. We'll call you back.

Motor trade insurance questions we're asked

Do part-time traders need motor trade insurance?: Yes. If you buy and sell vehicles for profit, even occasionally, road risk cover is normally required and insurers will ask for evidence of trading.
What is the difference between road risk and combined cover?: Road risk covers driving trade vehicles on the road. Combined adds premises, stock, liabilities and equipment for businesses working from a site.